Please read an article below taken from oprah.com:

How to Save Money on Groceries

By Stephanie Nelson

Stephanie Nelson, founder of CouponMom.com, says it’s possible to fight the rising cost of groceries without sacrificing your favorite foods. Try her simple coupon saving strategies the next time you go to the grocery store:
Plan your meals and shopping lists around featured sale items.

• Use your store’s weekly sales ad flier to plan your menus for the week. Then, write your shopping list around the items and brands that are on sale.
• Taking a few minutes to make a detailed plan will save you the time of making unplanned trips to the store during the week—which can ruin your budget.
• Planning ahead also helps you avoid impulse shopping during your trip.

Questions to ask your grocery store manager to save money

Get more money-saving advice from viewers all over the country.
Listen to Stephanie’s money-saving tips with Jean Chatsky!

Know how your stores’ savings programs work.

• Do they have “buy one, get one free” deals?
• Do they double coupons?
• Do they offer a store discount cards that gives you automatic discounts?
• Do they have special store coupons?

Once you know your stores’ rules, you can combine them to pay the lowest possible prices for your items, such as using two coupons with a “buy one, get one free” deal. Combining strategies can result in free items.

When is the best time to use grocery coupons?

Use grocery coupons, ideally when the item is on sale.

• Buy the Sunday newspaper—75 percent of grocery coupons come from the newspaper. Buy two to three copies per week to save dramatically.
• Go online—grocery stores often have their best deals and printable coupons on their websites.
• Many stores offer electronic coupons that go directly on your store discount card.

Stocking up strategies to save you money

Stock up on common items when they hit their lowest price.

• Don’t buy a year’s supply, just enough to last until the next sale (two to three weeks).
• Boneless chicken is on sale every other week at Stephanie’s grocery store, so she buys two weeks of boneless chicken every other week to store in her freezer. This habit saves her family of four $325 a year on this one item.

When should you buy the store brand?

Be flexible about brands and stores.

• Buy the brand that’s on sale with a coupon, or get the store brand if it’s less expensive.
• Shop at the store with the best prices for your items that week.

The Quickest Route to a Six-Figure Job

Gabby Hyman, FindTheRightSchool.com, Yahoo! HotJobs

Today’s college graduates dream of breaking the $100k barrier in considering their careers and aspirations. The road to the top-level salaries in the land is arduous and may be fraught with setbacks. Beware of get-rich-quick schemes. Continuing your education is often the key to rising to a six-figure income.In most professions, there are few shortcuts beyond dedication and training. Some simply have ceilings that remain below the magic number. Other career choices, however, are naturally pegged to higher earning power. Very few career groups offer six-figure entry wages. Here are a few that lend themselves to strong earnings after several years of on-the-job experience and/or advanced college degree work.

Actuaries
Actuaries earned a mean annual wage of $95,420 in 2007, with the top tier hauling down a tasty $145,600. Most (60 percent) are employed in the insurance industry, crunching numbers to determine risks in pension planning, insurance coverage, or investment strategies. That means they need a high math aptitude and financial savvy. However, many only hold a bachelor’s degree in math, business or statistics. You can earn one of those online in short order and get yourself going.

Job outlook: Exceptional, with a 24-percent rise in positions for actuaries projected over the 2006-2016 decade.

Dental Hygienists
Not all dental hygienists‘ earnings skyrocket into the six figures — but there are enough that do, making this a surprisingly rich opportunity for someone who holds only an associate degree. The Labor Department reports that while the median earnings are in the high $60k range, the top-end hygienists found themselves in the $90k range last year. And you can prep for this career in the two-year, online career training program and be loving life in a matter of a few years with experience.

Job outlook: Magnificent. Hygienists are among the fastest-growing career groups in the country, with a 30-percent rise in new positions predicted through 2016.

Marketing Managers
Marketing managers earned a median income of $104,000 in 2007. At the top end, salaries were well over $150k. These professionals lead campaigns by determining a potential customer base for products and services and eyeballing what the competitors are doing. You can enter the profession with as little as an associate or bachelor’s degree in finance, business, or marketing, but the best earners typically continue their career training, pursuing an MBA degree. Many employers offer tuition assistance for employees who seek advanced degrees.

Job outlook: Strong, but highly competitive. A 12-percent growth in jobs is expected in the 2006-2016 decade.

Computer Software Engineers
Computer software engineers may often begin their careers after completing a two-year, online associate degree in programming or IT systems. Starting salaries actually can reach the $90k range. But to grab the top-end $130,850 salaries earned in 2007, you’ll probably need a bachelor’s degree, on-the-job experience, and some professional certifications.

Job outlook: Sizzling. Labor Department projections show a 38-percent increase in career positions over the 2006-2016 decade.

Medical and Health Service Managers
The American health care industry will generate 3 million new jobs between 2006 and 2016, the most of any industry. Medical and health service managers will be in high demand to help direct the growth and daily operations. A bachelor’s degree may provide sufficient career training to enter the occupation and earn the median $76,990 salary reported for 2007; however, earning a master’s degree in management, finance, or health care administration typically provides the best path toward the $132,580 high-end 2007 wage.

Job outlook: Excellent. Most jobs will be with hospitals. A 16 percent increase in total management jobs is predicted through 2016.

Human Resources Manager
Human resources managers earned a mean annual wage of $92,710 in 2007, with high-end earnings reported as $120,960. That’s a solid income that varies based on training and experience. Most professionals find their way following graduation from a bachelor’s degree program in personnel, human resource management, or labor relations. Typically, interdisciplinary training is beneficial, combining coursework in recruitment, labor law, or business administration. Rise to the top wage through on-the-job experience or by earning an advanced degree.

Job outlook: Solid. A faster than average, 17-percent rise in career positions is predicted through 2016.
Gabby Hyman has created online strategies and written content for Fortune 500 companies including eToys, GoTo.com, Siebel Systems, Microsoft Encarta, Avaya, and Nissan UK.
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